My Manifesto - Remove Politicians from Health Insurance

They and them.....are the problems. They meaning all of the politicians jousting to make sure they save their seats, their donors, their pitch, their perks, and THEM, the vested executives of health insurance companies that simply are not following what we are begging for in the US....affordable coverage. Funny thing about this is it is simple to solve really...we just need to lead the TRIBE (and I am a happy Leader of the tribe to which I refer) .... a HUGE TRIBE can get lots done...we need a full court press against large employers, unions, and insurance companies and the politicians intertwined within to FORCE them to deal with disgruntled Americans on this subject. Look what Twitter and Facebook did in Egypt, I mean COME ON PEOPLE!

I SIMPLY DO NOT WANT THE GOVERNMENT TOUCHING ANYTHING HEALTH INSURANCE RELATED...read that again please. Our government is responsible for many of our current bankrupt entitlements and I do not care who points a finger in either direction, Democrat, Republican, Independent, whatever...

In a country (yes us in the US) where we can't even fill top level IT and engineering jobs from within because our talent pool is frankly less than those in other developing countries, we are up against the ropes and ready to go down like Apollo Creed in Rocky III (I think it was that one)...pretty scary stuff for someone like me born on a tiny island off the coast of western Greece to a Greek dad and American mom...they brought my sister and I to the land of opportunity, the great U.S. and raised us here. Now 40 yrs later our society is crippled with debt, inter-political fighting and nothing is getting better, actually worse.

I read about what a Tribe can do (thanks again Seth Godin, you're great) and am throwing a stake in the sand and trying to build my tribe. My company actually sells individual, family and employer-sponsored health insurance, and here I am trying to lead the TRIBE to do things differently. My contemporaries or Peers think I am nuts "our business will get killed"....actually exact opposite. The losers that are trying to oversell, under-educate and profit will lose in the end, and I am not one of them. I just want to help people, employers, their families and employees, and lead my clients to solutions that give them the power to chose, spend wisely and always have predictable financial models in which they can have faith.

In my company we say constantly "the copay is and was the devil"....smart insurance companies knew we would all get addicted to the copays like "crack" and now when we try to lead folks away from that old "COPAY" they shiver...what's the copay? what's the copay? well the answer should be $1,000/mos/employee in premium is the copay. What flavor would you like please? No copay, no health insurance problems...no ridiculous mandated benefits (pay for what we buy like car insurance) no health insurance problems. No middleman in the prescription supply chain (yes you insurance companies) no health insurance problems. No drug advertising like it was long ago, no health insurance problems. But first, nuke the copay, and start asking our doctors what they will charge us. I mean COME ON, can you imagine getting your car overhauled at Honda and not knowing what it would cost? The lazy here in the US would say, man that sounds great!! Okay, lazy, you can't afford the new "copay adjusted" cost of a Honda CIVIC which is now $80,000 and a great lease payment is 2100/mos...okay, who can afford that? Well the 500% increase of it would be just like what has happened in the U.S. with the copay. It melted the system.

I am done for today.