Oil is creaping back in to the middle 3 dollar range at most pumps (and rising other commodity prices), foreclosures are mounting like crazy - in Charlotte NC where we have a home 51% of all 2010 sales were foreclosures....unrest in the middle east, and these insane media/journalists on various shows bring on these also insane "pitch" men for whatever it is they want us to believe talking about how things are in pretty good shape? Are these folks using street drugs?? I mean are they serious? If you took out Obamanomics, i.e. just pour an agregious amount of tax payer dollars in to the broken system to prop it up and make it look like it is not that bad....a mistake, and another lie to us, the US drones. Reality, unemployment is probably 20-25% - what if folks have worked somewhere for 10 yrs at a 1099 and get layed off...oops, we don't count them and they don't count? Ridiculous.... with that as my backdrop, we are in the a great Dip and at the Tipping Point for what we do in my company, which is liberate small companies (5-300 employees primarily) from the bondage of health insurance carriers, their brokers, and the awful advice and push they both give their clients.
High-deductible health plans are the answer to the quandry, and giving employers tools to incorporate consumerism is also the answer. Why do you think Cigna, Aetna, United Healthcare have had THEIR own employees forced in to high-deductible health plans for over 10 years...THEY KNOW THESE THINGS WORK FOLKS!! THEY JUST DON'T WANT YOU TO KNOW THEY DO, BECAUSE THEIR PREMIUM TANKS AND SO DOES THEIR VALUE.
I represent the solution, and Health Insurance Geeks push answers....it does not mean everyone will heed the message but at least we are part of the solution, not part of the broken problem that the majority of brokers and health insurance carriers are still trying to protect.
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