So get this....now many employers are passing on the full cost of dependent care (think your spouse and children) on to their employers. So when that happens we as employees see quickly how much insurance really costs.
The smart thing to do is to price out if you can do better on your own. Assuming you are relatively healthy, not diabetic and take limited maintenance medications for mild ailments, you certainly can do better on your own. The one thing to look out for are the nuances in product development. Things like maternity that are mandated benefits for employer-sponsored plans, are not in the individual market. But, for those folks who have already built families and are getting crushed with premium pay-throughs, take a look at our rate site and see if you can do better - www.healthinsurancegeeks.com.
The Geeks
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