Friday, December 30, 2011

Obamacare?

So where is Obamacare? Where are the efficiencies? How has he and his terrible administration set the U.S. for a better, more affordable system? Answer is simple....HE HAS NOT, and HE WILL NOT.

The only savior in the U.S. is consumerism and our company now has hundreds of small and middle market clients that have instituted consumer-directed health plans (CDHP)with enormous savings and cost-stability year in year out for the last 5 years while at the same time traditional plans have imploded.

Obama doesn't want to give credit to the savior because he did not come up with it. As a matter of fact consumer-directed plans have been around for a long time, but there was not an economic event that forced the adoption of the plans. Now rolling in to 2012 which undoubtedly will be another poor economic year (and even worse if Obama stays in office) we will be faced with the same challenges as before. Whether Independent, Democrat, or Republican, from the standpoint of health insurance I pray nightly we get a Republican President who understands consumerism and will listen to all parties. Our government in the U.S. can't even run DMV, or Medicare (remember that IS health insurance and our precious government has bankrupted it already!!) so why in the world do I want them touching the coverage I hold in high regard for myself, my wife, and 4 growing children.

Our clients have been seeing on average a 3% increase in costs on CDHP plans compared to 25% for traditional plans (in some cases closer to 40%)....proof is in the pudding, give me CONSUMERISM!

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