High-Deductible Health Insurance Plans

Our tribe here at Health Insurance Geeks has been growing exponentially, and it has been rewarding, as we have been pounding our drum to a different beat for years now.

I read often of dips and events that create new industries or explosive growth for outliers, and it appears we have been the benefactor of just that....we waited patiently and kept our mission, and now it is paying off big time.

Some of our clients who are stuck in the old way of thinking or are not ready for the proactive work necessary to move to a consumer-directed health insurance model with a high-deductible health plan, but I can say this...ALL of our clients have had it front and center by us, and they are simply the best solution to our quagmire here in the U.S. with respect to affordability of health insurance for the skyrocketing prices of healthcare services.

The lobbyists in Washington would never open the backroom doors they do all of their negotiations in, but lets be honest, the whole problem is profit and greed. As an entrepreneur who used his life savings to build something he believed in, and made it a success on a model where our earnings are substantially less (less premium means less income for us) I can say it can be done. We as consulting brokers have also been scalped many times over the last 17 yrs as far as how and what we earn. It is funny that pharma advertising has not become illegal like it once was? Health Insurance carriers have not been forced to operate as nonprofit, nor have all of the hospitals? Have Mercy, if that happened, the CEOs would not be able to afford their helicopter leases and the 30,000 sq foot mansions in the Hamptons.

Hey I am a capitalist like the next guy, but first and foremost someone who loves his clients, and loves what he does...as long as I can put my 4 kids through college and take care of my family and continue to love what I do, I can't ever see profit and greed taking control of my motives. Unfortunately, I have been involved in venture capital transactions and spent lots of time around senior executives in banks and insurance companies, and my LORD, I never heard the word customer...it was always EBITDA, or something relevant to how we continue to make more and more money, and the customer seemed left out....

That is why Health Insurance Geeks (www.healthinsurancegeeks.com) has done so well, always, always, keep the folks who made us, our customers, FIRST.