Thursday, January 20, 2011

Republicans Push for Repeal of Obamacare

Well folks, here we go, round one....and you knew it was coming. At least we have free preventative visits annually for adults over 19 (males/females annual physicals) and females get their free OBGYN visits. In addition children's wellness including immunizations, also all FREE.

No lifetime limits on benefits, and no medical underwriting for children under 19. That part is already sealed and is good news. Now for the big problem, which is how to afford a system for healthcare with no medical underwriting especially for individuals and small businesses, how to get everyone in the country in to the system so we do not have adverse selection, and how to keep the system run privately rather than adding another big burden to our government who has proven they know how to crippled our finances and have long before Obama came along....just see Social Security and Medicare for a reference point. GOVERNMENT, stay out of our healthcare, and go away. You spend like drunken sailors.

So, we need to be able to buy insurance cross boarder from state-to-state from my perspective, and if North Carolina or Pennsylvania want to underwrite my family and me, have at it....we need MORE competition, and more carriers, and more price points, and more options, and need to be able to tell the doctor who wants to charge us 375 bucks for a 20 minute visit, "How does 175 sound. Dr. Smith next door charges that, went to Harvard, has a practice with great metrics that I have reviewed, and has no malpractice suits against him. How about you?"

We need to get here, and we will with more competition, with strong consumer-directed health plan models (been talking about them for almost 20 yrs now)...we are in the Healthcare DIP (see Seth Godin on that one)...and have been for years. We are going to outlast the DIP in my business model, that I know. The benefactors are going to be those of us that have built organizations around assuming we will have a much more efficient model one day everywhere, but are currently already doing it.

These are the most exciting times of my career. My peers for the most part, all consume themselves with worry, or bury their heads in the sand. That will get us nowhere.......

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