Obamacare

Is Obamacare officially dead? As an internet insurance entrepreneur, I have mutliple news channels on all day every day, and they all say the same thing - what about Medical Malpractice tort and the costs of defensive medicine and unnecessary testing...these numbers are not small, they are as high as 30% of the healthcare spend! I will say one thing whether I support one side of the isle or the other "politically" I do not want uneducated (on healthcare anyway) politicians driving our healthcare system in an unhealthy direction in order to win their seats the next go-around, or to get happy lobbying/self-interest support. It is very scary to think one of my 4 kids could be denied care, as the Obamacare and House-supported model right now, does not focus on the core problem - our system does not have consumerism now...if I pay a 25$ copay for a service that is $400, or $400,000, what do I care as a consumer? Believe me, my employer cares. If I have a sick child or loved one, I do not want the government looking at statistics telling me what we can and cannot do. I am also fine with paying my fair share as we all should be in the U.S. Why does everyone come to these terrific institutions we have in the U.S. for their healthcare? Because it is the best.....we all do need to pay our fair share though, that is another problem...the healthly are not offsetting all of the sick in todays' system.

Why doesn't the government just backstop large claims and the chronically ill folks in the nation (5% of the population drives 49% of the spending) for the private insurance industry, and as a take back enforce stronger regulation, and profit restrictions? All medical records being electronic like the Mayo Clinic and Cleveland Clinics do respectively (arguably 2 of the best institutions in the world!)?

We need to get politicians out of the debate and start fixing the real problem here....let's have bipartisan, outside entities with expertise in this area assist reform, instead of politicians elbowing for votes please!