For folks looking for a new health plan, the first stop should be to check and see which carriers have your docs...it is quite easy, and we provide tools where you can search right on our website (which links to the carrier doc searches directly)...www.empireblue.com for Empire Blue Cross Blue SHield, click visitor, then find a doctor....www.oxhp.com for Oxford Health Plans, lower left corner, click "search for a doctor or hospital" easy to follow from there. www.Aetna.com, top left search for doctor, pharmacy, lab or dentist, easy to follow....www.healthnet.com, upper right corner, click on "find a doctor or hospital" easy to follow from there. www.cigna.com, center of page "Find a doctor"....as in New York State, and New Jersey State whether you purchase a small group health insurance plan from a broker or directly from the carrier you pay the SAME PRICE BY LAW! So everyone in fact uses a broker as a broker can show everything from every carrier in one place. www.healthinsurancegeeks.com has streamlined that entire process all online, so it is easy to submit a request, and get back prices and plans in a matter of minutes. The above carriers are most of the leading carriers in the NY metro-market...www.horizon-bcbsnj.com is the site for NJ's version of Blue Cross, find a doctor is right in the middle of the landing page!